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State of Colorado Employee Benefits

Home > Benefits > State Classified >2010 Fiscal Plan Year

The State of Colorado Employee Benefits Unit has valuable information available at their State of Colorado website to help you better understand your benefits. Please take time to read and understand this information prior to selecting your benefits.

Benefits cannot be changed during the middle of a year unless an IRS approved qualifying event occurs - so please plan carefully. For events such as "birth" or "marriage" or when a spouse "gains" or "loses" benefits with their job, any change to your state benefits must be completed within 31 calendar days of the event. Day one is the date of the event. If you miss this 31-day window, you must wait until the next open enrollment to make the change.

Personal Accident AD&D

Long-Term Disability Insurance Application

Life Insurance Application

State Classified Staff On-line Enrollment System

Loans and Hardship Withdrawals
403(b) Accounts, Fidelity, TIAA-CREF; VALIC

Accessing your 403(b) account(s) with one or more of the three authorized vendors listed above to secure a loan or a hardship withdrawal is accomplished via the “Retirement Manager” software. Utilization of this software ensures that the Internal Revenue Service (IRS) regulations relating to eligibility, limits and coordination among vendors are adhered to.

The first link below connects you to the Retirement Manager Guide which contains information on the Retirement Manager software and the procedures to follow for logging into the software and generating an “Eligibility Certificate” which you will provide to your vendor(s) to actually effect a loan or hardship withdrawal.The second link takes you directly to the Retirement Manager log-in screen.

Although Retirement Managers is developed and maintained by VALIC, all three vendors provide data on a regular basis to the system to ensure compliance with IRS regulations. While each vendor may request specific documentation of the need for a loan/hardship withdrawal as required by the IRS, the “Eligibility Certificate” is their assurance of your eligibility.

Questions concerning the Retirement Manager system or loan/hardship withdrawal policies and limits should be directed to the Benefits Office at (970) 491-6737.